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Personal Accident Insurance For Students

Coverage

124/7 Coverage
2Permanent total disability
3Permanent partial incompetence
4Μedical expenses(includes accommodation in a hospital or clinic, includes payment for medical expenses, medicine, x-ray, laboratory tests, and other therapy expenses)
5Dental expenses caused by accident 
6Physiotherapy expenses caused by accident 
7Death by accident

Having personal accident insurance for students ensures that both the students’ welfare and the school’s financial and legal interests are safeguarded. It’s a proactive measure to manage the risks associated with school activities and provides a structured response in case of accidents.

By combining liability insurance with personal accident insurance for students can provide a comprehensive safety net. Here’s how they can work together:

  1. Liability Insurance: This covers the institution against claims of negligence that result in injury or property damage to others. It’s crucial for protecting the school’s financial and legal interests.

  2. Personal Accident Insurance: This provides coverage for students against accidental injuries that occur during school activities, covering medical expenses and providing financial support.

When combined, these insurances ensure that both the students’ welfare and the school’s liabilities are addressed. For instance, if a student is injured during a school event, personal health insurance may cover initial costs, and personal accident insurance can cover additional expenses like deductibles and copays. Meanwhile, liability insurance protects the school if it’s found legally responsible for the student’s injury.

This combination can be tailored to the specific needs of the educational institution, ensuring that all activities, whether sports or academic, are covered. It’s a strategic approach to risk management, providing peace of mind to educators, students, and parents alike.

 

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5 good reasons to make us your insurance agent in Cyprus!

We provide bespoke solutions to suit individual needs
We guide you through all Incident Procedures
We are by your side, to help whenever you need

 

We offer 24/7  Support for every situation

 

We settle claims fast, with your best interests at heart
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