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Happy Carefree Family Planning Future
Smart Savings Solutions

Build a Future
Without Worries.

From your children's first degree to your own peaceful retirement, we create bespoke saving plans that grow with you. Smart, flexible, and tax-efficient.

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Family First

Education Insurance Plan

Your children's education is the most important investment you will ever make. This specific plan allows you to create a guaranteed capital for your child's tuition fees and living expenses.

  • Study Protection: Securing the capital even if something unexpected happens to you.
  • Gradual Savings: Building their future with small, steady amounts that do not burden your budget.
View Education Plan

Future Comfort

Pension Insurance Plan

Retirement should be the period where you enjoy the fruits of a lifetime with dignity and comfort. We help you supplement your income with a plan that offers absolute security.

  • Guaranteed Income: Create an additional source of revenue for your retirement years.
  • Payment Flexibility: Ability to adjust the savings amount according to your current income.
Plan Your Retirement
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Smart Money

Tax Relief Insurance Plan

In Cyprus, life insurance and savings plans offer significant tax advantages. It is the smartest way to save while simultaneously reducing your annual income tax.

  • Immediate Benefit: Premiums are deducted from your taxable income (up to a certain percentage).
  • Double Gain: Save for the future while saving money on your current taxation.
Learn About Tax Relief
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Saving Plans

Unlock your future with a minimal monthly premium.

€ 40 / Monthly
Student Insurance Plan
Pension Insurance Plan
Tax Relief Insurance Plan

Request a quote or book an appointment:

Strategic Planning

Why Choose a Savings Insurance Plan?

Moving beyond simple savings to a structured path for your future goals.

Capital Growth

Access to unit-linked funds that aim for higher returns than traditional deposits, leveraging global market opportunities.

Savings Discipline

A structured approach that encourages regular contributions, helping you stay committed to long-term objectives like retirement.

Dual-Purpose Protection

Not just a savings account—it combines capital accumulation with life coverage, ensuring your family's security in any event.

Professional Diversification

Your money is spread across various assets (bonds, stocks, property), managed by professionals to reduce overall risk.

Future Planning

Ideal for specific life milestones, such as children's education funds or a supplemental pension for a comfortable retirement.

Control & Transparency

Full visibility over your investment units with regular updates, giving you the power to adjust your policy as your life changes.

NEW REFORM 2026

Cyprus Tax Reform Details

New personal deductions based on family status and income criteria.

Single Persons

Up to €40,000

Gross Income Limit

Families (0-2 Kids)

Up to €100,000

Gross Family Income

Large Families (5+ Kids)

Up to €200,000

Gross Family Income

DEDUCTION

Child Exemptions

Fixed amounts per dependent child, provided income limits are met.

1st Child€1,000
2nd Child€1,250
3rd+ Child€1,500
NEW

Housing & Energy

Deductions for primary residence costs and green upgrades.

Rent/Mortgage Interest€2,000 max
Electric Vehicles/PVs€1,000 max
LATEST
Value Proposition

Intelligent
Solutions

We offer intelligent solutions, as well as the best value-for-money packages for all your needs in Cyprus.

Latest News and Articles

"It's okay to take a break & read the article."

News & Insights

5 good reasons to make us your insurance advisor in Cyprus!

Bespoke solutions to suit individual needs

Guidance through all Incident Procedures

By your side to help whenever you need

24/7 Support for every situation

Fast claims settlement in your interest

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Maria Konias Reviews

What our clients say

View all Google Reviews ↗
★★★★★

"Maria has been super helpful, suggested appropriate policies within my budget and offered excellent advice. Highly recommend!"

JR
Jenni Robinson Google Review
★★★★★

"Very reliable and professional when I needed last minute cover for car insurance. Quick service which meant less worries for me."

DK
David Kindley Google Review
Maria Konias

About us

A trusted Insurance Advisor with years of experience

Expert Guidance

We are here to help you!

Our expert team of knowledgeable insurance advisors are on hand to provide 24/7 bespoke support and guidance for each and every one of our clients. No matter the circumstance.

Whether it is your life, your family, your business, or your future that needs protecting or securing, we've got you covered!

Maria Konias Experienced Insurance Advisor in Cyprus
Learn more about us
Insurance Advisor 2026

A Partnership in Safeguarding Your Future.

In the dynamic landscape of personal insurance, establishing a relationship with a trusted advisor is paramount. As we navigate through 2026, it is essential to have a professional who understands your unique needs and can tailor plans accordingly.

Maria Konias is a trusted insurance advisor in Cyprus, known for a commitment to excellence and customer satisfaction. Engaging with an advisor who prioritizes your interests offers transparent, ethical advice instrumental in securing your peace of mind.

Transparent, Ethical & Personalized Advice

Comprehensive Support

  • Bespoke Guidance

    Navigating the intricacies of health, life, property, and motor insurance.

  • Claims Management

    Standing ready to assist you through every step of the claims process.

  • Policy Adjustments

    Continuous monitoring and tailoring as your life stages evolve.

Take the step today to embark on a journey towards personalized coverage.

Contact Advisor →
CyCovered Insurance Owned & Managed by Maria Konias
2026 Licensed Insurance Advisor
The CyCovered Mission

CyCovered represents the next evolution of insurance in Cyprus. As your dedicated Insurance Advisor, Maria Konias bridges the gap between traditional reliability and modern, transparent protection.

Specializing in high-stakes Commercial Risks and Private Health portfolios, we ensure that every policy is backed by personalized expertise and a commitment to swift claims resolution.

Direct Line
+357 95152820

info@mariakoniasinsurance.com

Thessalonikis 2 Ave, Larnaca 6035
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