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Professional Indemnity Health service providers
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Professional Indemnity Insurance provides cover for legal costs and expenses incurred in your defense, as well as any damages or costs that may be awarded, if you're alleged to have provided inadequate advice or services

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Professional Indemnity Insurance is crucial for doctors due to the high-stakes nature of their work. Here are some key reasons why it’s essential:

  1. Legal Protection: Doctors are at risk of legal claims and lawsuits due to errors, omissions, or negligence in their practice. Professional Indemnity Insurance provides financial coverage for legal expenses and settlements, protecting doctors from potential financial ruin.

  2. Financial Security: The cost of medical malpractice claims can be substantial. This insurance covers these costs, ensuring that doctors’ personal finances and practice remain secure.

  3. Reputation Management: A doctor’s reputation is vital. This insurance helps protect and restore a doctor’s professional reputation in the event of a claim.

  4. Regulatory Compliance: In many places, regulatory bodies require doctors to have this insurance as part of their licensing criteria.

  5. Peace of Mind: Knowing they have this coverage allows doctors to focus on providing the best care possible without the fear of financial devastation from potential lawsuits.

  6. Customizable Coverage: Policies can be tailored to a doctor’s specific needs, providing the right level of protection for their particular field of medicine.

In summary, Professional Indemnity Insurance is a safeguard that ensures doctors can continue their practice with confidence, knowing they are protected against the inherent risks of the medical profession.


How to register in the GHS and contract with HIO?

According to the provisions of Cyprus General Healthcare System GESY (Amending) Law of 2017, all Healthcare Services Providers must have sufficient insurance cover covering against their professional liability.

The legal minimum limits one must be covered for are presented below:

Medical PractitionerMinimum limit of cover for Physical PersonMinimum limit of cover for Legal Entity
General Practitioner€ 300.000€ 600.000
Specialist Doctor€ 450.000€ 900.000
Dentist€ 50.000€ 120.000
Pharmacists€ 300.000€ 600.000
Medical Labs€ 300.000€ 600.000
Nurse€ 100.000€ 200.000

Other Health Care Practitioner:

Clinical Dietitian


Occupational therapist

Speech therapist

Clinical Psychologist

€ 100.000€ 200.000

Our policy is designed in order to properly cover Healthcare Providers at a competitive rate.


5 good reasons to make us your insurance agent in Cyprus!

We provide bespoke solutions to suit individual needs
We guide you through all Incident Procedures
We are by your side, to help whenever you need


We offer 24/7  Support for every situation


We settle claims fast, with your best interests at heart
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