Public Liability Insurance
Protect your
Public Reputation.
Essential indemnity for business interactions. Safeguard your company against claims of bodily injury or property damage sustained by members of the public.
BODILY INJURY
Comprehensive coverage for accidental injuries to customers, suppliers, or the public while on your premises or during your business activities.
PROPERTY DAMAGE
Protection against legal liability for accidental damage to third-party property, ensuring your business capital remains untouched.
LITIGATION COSTS
Includes coverage for legal fees, costs, and expenses incurred in the defense of any claim, providing a robust buffer for your balance sheet.
When is it Mandatory?
While general Public Liability is highly recommended for all, Cyprus law and international trade standards create specific "Compulsory Zones" where coverage is non-negotiable.
Jointly Owned Buildings
In Cyprus, it is **mandatory by law** to insure the common areas of jointly owned buildings. This must include:
- • Fire, Lightning, and Earthquake coverage.
- • Reinstatement to the **Real Value** of communal areas.
- • Liability for injuries/damage within shared spaces.
Corporate & Global Trade
International entities and regulated professions often mandate Public Liability before engaging in:
- • Signing contracts with Large Multinational Firms.
- • Professional Practice Standard compliance.
- • Tendering for Government or Institutional projects.
STRATEGIC ADVISORY: ENSURING REINSTATEMENT AT REAL VALUE FOR JOINT OWNERSHIP.
Jointly Owned
Building Insurance.
Under Cyprus Law, the Administrative Committee is legally obligated to insure communal areas against specific risks to protect the collective interests of all co-owners.
Statutory Requirements
The policy must provide comprehensive protection for shared spaces, including lobbies, stairwells, roofs, and elevators.
Committee Responsibility
The law ensures that in the event of catastrophic damage, the reinstatement is funded entirely by the insurance company rather than through unexpected and heavy levies on individual co-owners.
- Financial Stability Prevents financial disputes between co-owners after an accident.
- Legal Safeguard Protects management committees from personal legal liability.
★ IMPORTANT: We advise all Management Committees to consult with us for a **Professional Valuation** to ensure the "Real Value" of communal areas is accurately reflected in the policy.
Request a Quote
A Partnership in Safeguarding Your Future.
In the dynamic landscape of personal insurance, establishing a relationship with a trusted advisor is paramount. As we navigate through 2026, it is essential to have a professional who understands your unique needs and can tailor plans accordingly.
Maria Konias is a trusted insurance advisor in Cyprus, known for a commitment to excellence and customer satisfaction. Engaging with an advisor who prioritizes your interests offers transparent, ethical advice instrumental in securing your peace of mind.
Comprehensive Support
- Bespoke Guidance
Navigating the intricacies of health, life, property, and motor insurance.
- Claims Management
Standing ready to assist you through every step of the claims process.
- Policy Adjustments
Continuous monitoring and tailoring as your life stages evolve.
Take the step today to embark on a journey towards personalized coverage.
Contact Advisor →5 good reasons to make us your insurance advisor in Cyprus!
Bespoke solutions to suit individual needs
Guidance through all Incident Procedures
By your side to help whenever you need
24/7 Support for every situation
Fast claims settlement in your interest
What our clients say
View all Google Reviews ↗"I’ve been a client of Maria Konias for the past 3 years. She was fully responsive right on time and in only few days my work was done without any hustle. She's always there when I have any claims or help is needed. Highly recommend!"
"Maria has been super helpful, suggested appropriate policies within my budget and offered excellent advice. Highly recommend!"
"Very reliable and professional when I needed last minute cover for car insurance. Quick service which meant less worries for me."
"Great customer service, I was totally satisfied with the fast replies and simple services without any complexity. I will surely stay with such professional agency."
Personal
Insurance Plans
Bespoke plans you can rely on, for when life throws you unexpected surprises.
Business
Insurance Plans
Take care of your business, protect your assets, and secure your success.
We are here to help you!
Our expert team of knowledgeable insurance advisors are on hand to provide 24/7 bespoke
support and guidance for each and every one of our clients. No matter the circumstance.
Whether it is your life, your family, your business, or your future that needs
protecting or securing, we've got you covered!
Intelligent
Solutions
We offer intelligent solutions, as well as the best value-for-money packages for all your needs in Cyprus.
"It's okay to take a break & read the article."
News & Insights