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Doctor Consultation
Professional Indemnity • Physician Focused

Convenient. Affordable.
Reliable.

Doctors deserve insurance from a provider that understands their unique needs. When you appoint us, expect unmatched liability expertise and optimized programs featuring excellent protection and lower premiums.

GHS Compliance

Mandatory GHS Limits

Full coverage for Personal Doctors (€300k–€600k) and Specialists (€450k–€900k) .

Legal Defense

Defense Costs

Comprehensive cover for legal fees, interest, and court attendance, including an automatic €50,000 extension.

Essential
Optimized Savings

Exclusive Discounts

Save up to 30% for group practices UNDER A LEGAL FIRM POLICY (3–5 doctors) and 20% through multi-policy bundles.

Legislation & Compliance

GHS (Gesy) Insurance Requirements

Mandatory limits of indemnity for medical practitioners as defined by the current legislation in Cyprus.

Practitioner StatusLegal Entity TypeLimit per IncidentRequired Plan
Personal DoctorNatural Person€300,000Plan ST (ΣΤ)
Specialist DoctorNatural Person€450,000Plan Z (Ζ)
Personal DoctorsLegal Entity (Private Law)€600,000Plan H (Η)
Specialist DoctorsLegal Entity (Private Law)€900,000Plan I (Θ)

Core Civil Liability

Protection against claims for bodily injury, loss of life, or material damage due to negligence or error during professional practice.

  • Legal Defense Costs included
  • Coverage for Interests & VAT
  • Claims-Made Basis (12 months)

Automatic Extensions

Loss of Documents €17,087
Defense Costs (Add-on) €50,000
Retired Reporting Period 2 Years
Included Free of Charge

Optional Riders

Libel & Slander €30,000
IP Breach €10,000
Breach of Privacy €5,000
Court Attendance €150/Day
30% OFF

For groups of 3–5 Doctors

20% OFF

Multi-Policy Bundle

10% OFF

Altius Life Loyalty

Physician-Focused Solutions

Convenient. Affordable.
Reliable.

Our vision is built on the belief that doctors deserve Professional Indemnity solutions from a provider that understands their unique needs and preferences.

When you appoint us, you receive unmatched liability insurance expertise. We optimize your program to feature excellent protection, lower premiums, and remarkable service.

Expert Advisory for Doctors by Maria Konias

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Insurance Advisor 2026

A Partnership in Safeguarding Your Future.

In the dynamic landscape of personal insurance, establishing a relationship with a trusted advisor is paramount. As we navigate through 2026, it is essential to have a professional who understands your unique needs and can tailor plans accordingly.

Maria Konias is a trusted insurance advisor in Cyprus, known for a commitment to excellence and customer satisfaction. Engaging with an advisor who prioritizes your interests offers transparent, ethical advice instrumental in securing your peace of mind.

Transparent, Ethical & Personalized Advice

Comprehensive Support

  • Bespoke Guidance

    Navigating the intricacies of health, life, property, and motor insurance.

  • Claims Management

    Standing ready to assist you through every step of the claims process.

  • Policy Adjustments

    Continuous monitoring and tailoring as your life stages evolve.

Take the step today to embark on a journey towards personalized coverage.

Contact Advisor →

5 good reasons to make us your insurance advisor in Cyprus!

Bespoke solutions to suit individual needs

Guidance through all Incident Procedures

By your side to help whenever you need

24/7 Support for every situation

Fast claims settlement in your interest

Maria Konias Reviews

What our clients say

View all Google Reviews ↗
★★★★★

"Maria has been super helpful, suggested appropriate policies within my budget and offered excellent advice. Highly recommend!"

JR
Jenni Robinson Google Review
★★★★★

"Very reliable and professional when I needed last minute cover for car insurance. Quick service which meant less worries for me."

DK
David Kindley Google Review
Maria Konias

About us

A trusted Insurance Advisor with years of experience

Expert Guidance

We are here to help you!

Our expert team of knowledgeable insurance advisors are on hand to provide 24/7 bespoke support and guidance for each and every one of our clients. No matter the circumstance.

Whether it is your life, your family, your business, or your future that needs protecting or securing, we've got you covered!

Maria Konias Experienced Insurance Advisor in Cyprus
Learn more about us
LATEST
Value Proposition

Intelligent
Solutions

We offer intelligent solutions, as well as the best value-for-money packages for all your needs in Cyprus.

Latest News and Articles

"It's okay to take a break & read the article."

News & Insights
CyCovered Insurance Owned & Managed by Maria Konias
2026 Licensed Insurance Advisor
The CyCovered Mission

CyCovered represents the next evolution of insurance in Cyprus. As your dedicated Insurance Advisor, Maria Konias bridges the gap between traditional reliability and modern, transparent protection.

Specializing in high-stakes Commercial Risks and Private Health portfolios, we ensure that every policy is backed by personalized expertise and a commitment to swift claims resolution.

Direct Line
+357 95152820

info@mariakoniasinsurance.com

Thessalonikis 2 Ave, Larnaca 6035
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