
Convenient. Affordable.
Reliable.
Doctors deserve insurance from a provider that understands their unique needs. When you appoint us, expect unmatched liability expertise and optimized programs featuring excellent protection and lower premiums.
Mandatory GHS Limits
Full coverage for Personal Doctors (€300k–€600k) and Specialists (€450k–€900k) .
Defense Costs
Comprehensive cover for legal fees, interest, and court attendance, including an automatic €50,000 extension.
Exclusive Discounts
Save up to 30% for group practices UNDER A LEGAL FIRM POLICY (3–5 doctors) and 20% through multi-policy bundles.
Managed by Maria Konias • Specialized Medical Risk Advisory for Cyprus Health Professionals[cite: 31, 40].
GHS (Gesy) Insurance Requirements
Mandatory limits of indemnity for medical practitioners as defined by the current legislation in Cyprus.
| Practitioner Status | Legal Entity Type | Limit per Incident | Required Plan |
|---|---|---|---|
| Personal Doctor | Natural Person | €300,000 | Plan ST (ΣΤ) |
| Specialist Doctor | Natural Person | €450,000 | Plan Z (Ζ) |
| Personal Doctors | Legal Entity (Private Law) | €600,000 | Plan H (Η) |
| Specialist Doctors | Legal Entity (Private Law) | €900,000 | Plan I (Θ) |
Core Civil Liability
Protection against claims for bodily injury, loss of life, or material damage due to negligence or error during professional practice.
- Legal Defense Costs included
- Coverage for Interests & VAT
- Claims-Made Basis (12 months)
Automatic Extensions
Optional Riders
For groups of 3–5 Doctors
Multi-Policy Bundle
Altius Life Loyalty
Convenient. Affordable.
Reliable.
Our vision is built on the belief that doctors deserve Professional Indemnity solutions from a provider that understands their unique needs and preferences.
When you appoint us, you receive unmatched liability insurance expertise. We optimize your program to feature excellent protection, lower premiums, and remarkable service.
Expert Advisory for Doctors by Maria Konias
A Partnership in Safeguarding Your Future.
In the dynamic landscape of personal insurance, establishing a relationship with a trusted advisor is paramount. As we navigate through 2026, it is essential to have a professional who understands your unique needs and can tailor plans accordingly.
Maria Konias is a trusted insurance advisor in Cyprus, known for a commitment to excellence and customer satisfaction. Engaging with an advisor who prioritizes your interests offers transparent, ethical advice instrumental in securing your peace of mind.
Comprehensive Support
- Bespoke Guidance
Navigating the intricacies of health, life, property, and motor insurance.
- Claims Management
Standing ready to assist you through every step of the claims process.
- Policy Adjustments
Continuous monitoring and tailoring as your life stages evolve.
Take the step today to embark on a journey towards personalized coverage.
Contact Advisor →5 good reasons to make us your insurance advisor in Cyprus!
Bespoke solutions to suit individual needs
Guidance through all Incident Procedures
By your side to help whenever you need
24/7 Support for every situation
Fast claims settlement in your interest
What our clients say
View all Google Reviews ↗"I’ve been a client of Maria Konias for the past 3 years. She was fully responsive right on time and in only few days my work was done without any hustle. She's always there when I have any claims or help is needed. Highly recommend!"
"Maria has been super helpful, suggested appropriate policies within my budget and offered excellent advice. Highly recommend!"
"Very reliable and professional when I needed last minute cover for car insurance. Quick service which meant less worries for me."
"Great customer service, I was totally satisfied with the fast replies and simple services without any complexity. I will surely stay with such professional agency."

About us
A trusted Insurance Advisor with years of experience
We are here to help you!
Our expert team of knowledgeable insurance advisors are on hand to provide 24/7 bespoke
support and guidance for each and every one of our clients. No matter the circumstance.
Whether it is your life, your family, your business, or your future that needs
protecting or securing, we've got you covered!
Intelligent
Solutions
We offer intelligent solutions, as well as the best value-for-money packages for all your needs in Cyprus.
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