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Lawyer , Architect , Civil Engineer , Architecture Engineering , Real Estate Valuator , Accountant , Estate agent
Professional Indemnity Insurance provides cover for legal costs and expenses incurred in your defense, as well as any damages or costs that may be awarded, if you're alleged to have provided inadequate advice or services

In Cyprus, professional indemnity insurance is mandatory for certain professions, particularly those that are regulated by professional associations or bodies. This type of insurance is designed to protect professionals against claims of negligence, misrepresentation, inaccurate advice, and other liabilities that may arise from their professional activities.

Here’s why it’s required for the mentioned professions:

  • Lawyers: Members of the Cyprus Bar Association must have this insurance to cover legal defense costs and potential compensation fees in case of lawsuits alleging professional mistakes.
  • Architects and Civil Engineers: They are required to have this insurance as members of ETEK, the scientific and technical chamber of Cyprus.
  • Real Estate Valuators and Estate Agents: These professionals deal with high-value transactions and assessments, making indemnity insurance crucial for financial protection against claims of errors or omissions.
  • Accountants: Given the financial implications of their work, accountants must have indemnity insurance to protect against claims of financial loss due to professional mistakes.
  • Architecture Engineering: As this field encompasses aspects of both architecture and engineering, professionals here are also required to have indemnity insurance to safeguard against claims arising from their design and engineering services.

The requirement for professional indemnity insurance ensures that these professionals can carry out their duties without the fear of financial ruin due to potential legal actions. It also provides a layer of trust and security for their clients, knowing that there is financial recourse available in the event of a professional oversight or error.


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